What's special about Ravida is that you can combine various tools to get the most "band for your buck" from a financial rewards perspective. Let's talk about how you can use Ravida and a credit card to get all sorts of benefits that aren't normally associated with healthcare.
Ravida is a platform for managing your healthcare expenses, representing one of the few healthcare platforms that actually rewards you for using it. Unlike traditional financing options, Ravida stands out by not charging any interest rates or financing charges; instead, we have a straightforward fee structure designed to be transparent with our community of users.
When you choose to pay with Ravida, you gain the flexibility to repay us according to your timeline and monthly budget. This approach ensures that your medical and healthcare expenses don't significantly impact your day-to-day cash flow, allowing you to prioritize your financial well-being while still accessing the healthcare you need.
But those are just the first two benefits of using Ravida. The most exciting aspect, and what we're here to highlight, is our unique incentive program: you earn rewards every time you make an on-time micropayment!
It's part of our our $HEAL rewards program and not only helps you manage your healthcare costs more efficiently, but also rewards you for being proactive and responsible with your finances.
You may be wondering, "if I can afford to just pay my health expenses with a credit card, paying it off every month, to earn rewards...why do I need Ravida?" We get this question a lot. We say, why not do both?!
Ravida is for everyone after all. You can use it for any expense (here are 90+ examples).
Let's say you want to buy some glasses from Warby Parker and they only cost $200. If you can cashflow that from your monthly budget, come to Ravida anyways. We waive that are paid back within 90 days.
If you return your ask within 90 days we'll only assess our network and payment processor fees, everything else gets waived. You'll get the most $HEAL rewards (it's 40% if you pay immediately vs. 10% if you spread your ask over 24 months) resulting in receiving in 40 $HEAL.
The $HEAL entitles you to a portion of our monthly revenues.
Sidenote: Ravida $HEAL owners get 5% of each of our returned asks. If we receive $250,000 in returned asks, then we'll distribute $12,500 to our rewards users. If you own just 10% of the supply of $HEAL you would receive $1,250 to your digital wallet.
If you are like many of our users, you may be accustomed to paying for health expenses with your credit cards. You likely have the cash available to cover these expenses, but you choose to use your credit card instead to accumulate valuable rewards points. This strategy allows you to enjoy the benefits of credit card rewards while managing your budget effectively by paying off the balance at the end of the month.
We completely understand this approach and appreciate your savvy use of credit cards to garner those rewards. That's why we're excited to present this article on the concept of double-dipping. With Ravida, you can not only earn cash-infused rewards but also rack up those enticing miles or hotel points concurrently.
The process of double-dipping is straightforward and convenient, and we’ll guide you through it in detail below.
This innovative approach to rewards is gaining popularity, especially since Ravida Rewards can be spent at tens of thousands of merchants worldwide—essentially anywhere that accepts VISA. So, whether you're picking up groceries, dining out, or booking travel, you can maximize your benefits effortlessly.
When you get a bill for healthcare...
Pay with your credit card to earn all of your points.
When that is complete, instead of paying it off with your cash, make an ask from Ravida right on our website or our free app.
We'll give you the cash and send you a user agreement. You can use that cash to payoff your credit card bill.
Once you sign the agreement, email us that you would like to return your ask in full. We'll confirm the amount and send you a link to pay.
You pay with the cash in your bank account.
Because you have returned your ask early, you will receive $HEAL tokens with instructions on how to set-up your digital wallet to receive them.
Each month we take 5% of our revenues from returned asks and then send them out to tokenholders via USDC on the Polygon network.
That USDC can then be converted to other digital currencies (like Bitcoin, Ethereum, or ZTC) or it can be converted back to cash within your bank account...you can spend it like cash with a Coinbase Card anywhere that accepts VISA.
That is exactly why it's valuable to hold $HEAL. We will pay 5% of our revenues for every month to tokenholders. While your credit card points or miles may disappear when you use them $HEAL doesn't. You can never use Ravida again and still earn cash-infused each rewards each month. It's the gift that keeps on giving.
And that's the magic of Ravida. As we grow, so does your cash, regardless if you never log in again or never tell your friends about us. Each month you'll receive an email detailing how much rewards your earned and new partners where you're able to spend them.
What's not to love?
Ravida makes healthcare more humane.
Help us, help others.
And make money doing it.